big data the end of medical exams?The dreaded medical exam… a required piece of the puzzle when you’re out shopping for a life insurance policy. But with big data’s implementation into the industry, a number of insurers are starting to look for new ways to predict your risk level…

Today insurers can learn about you from loads of instantly available information — from the medicine you take to your motor vehicle record — and use algorithms to quickly predict life expectancy. As more data becomes available and the systems get smarter, insurers will be able to issue more policies without requiring medical exams…” [ Read more here ]