can genetic testing affect your insurance policy Australian insurers are coming under fire after it’s been noted that they have been using results from genetic tests to estimate a person’s risk potential. A current lack of regulation over the subject is now a topic of interest… “Australian insurers can increase premiums, exclude insurance cover for certain conditions such as cancer, or refuse insurance cover altogether purely based on your genetic test results.  Genetic tests look at DNA, the material that contains the instructions for our bodies to grow, develop and function…” [ Read more here ]