Car insurance

With car insurance rates on the rise, it’s even more important to work with the best.

Rates for car insurance are leaping higher, thanks to more congestion and distracted drivers.

Nationwide, rates are up 8.5 percent for the year ending in January. In South Florida, with some of the highest rates in the nation, the problem is especially acute, according to the South Florida Sun Sentinel. The newspaper reports:

People with clean driving records — meaning no tickets, no crashes, no insurance claims — are getting renewal notices with premium increases between $200 and $800 — “almost double in some cases,” said Corey Broder, a service agent at Seeman Holtz Property & Casualty Inc. The company, headquartered in Boca Raton, has about 77,000 clients in 11 states, Broder said.

Young adults and drivers with less-than-perfect records can expect to take the worst hits. One client, a single mom who bought her 19-year-old son a used car, recently saw her premium for a six-month term jump by $800 to $2,616, Broder said.

Experts are blaming the rate hikes on increased risks on the roads: Too many drivers are staring at their smartphones from behind the wheel. Cheap gas is causing us to log more miles, and the strong economy is putting more vehicles on the roads.

More crashes lead to more claims. More claims lead to higher costs for insurers. Higher costs for insurers must be recouped by charging everyone more.

The high rate environment for car insurance makes it even more important to work with the best.

At Seeman Holtz Property & Casualty, we will start by analyzing your current auto insurance policy and offer independent, objective advice. If in fact changes need to be made, or if you need a brand new policy, we will secure quotes from the best national auto insurance carriers across the nation to make sure you receive the most extensive coverage at the best rates possible. Our dedicated customer support team is here in Boca Raton Florida and in Chatsworth California ready to serve you, whenever you need us. Contact us today for a complimentary quote on your auto insurance.