car insurance

A flashy car can drive up the cost of car insurance.

Nobody wants to pay more than they have to for car insurance. But sometimes the process is such that that’s exactly what happens.

That’s one reason to consult with the experts at Seeman Holtz Property & Casualty. Our local insurance agents are plugged into national and regional carriers to get you both the best price and best coverage to suit your individual needs.

But on top of working with Seeman Holtz, here are a few tips that can help you find the best car insurance deal.

Shop around

Don’t commit to one company before you check out what others have to offer.

Company prices are very different, and it pays to shop around. You can easily wind up paying double from one company to the next,” J. Robert Hunter, director of insurance with the Consumer Federation of America, a national watchdog group, tells Edmunds.

That’s one of tasks a qualified agent from Seeman Holtz Property & Casualty can help with in your search for the right car insurance.

We will secure quotes from the best national auto insurance carriers to make sure you receive the most extensive coverage at the best rates possible.

Research insurance costs before you buy a vehicle

The cost of car insurance can vary widely, depending upon the type of vehicle you buy.

According to Edmunds, “If you’ve got a few models on your shortlist, contact your carrier to see what rate each vehicle commands. Doing so could ultimately net you a windfall in savings when the time comes to pay your premium.”

Mind your credit

As in other areas of life, your credit score can affect the premium you pay.

“Improve your credit — and get cheaper insurance — by paying your bills on time and reducing your debt. Track your progress by checking your credit score regularly,” according to NerdWallet.