Jennifer Ritman started her agency Ritman & Associates in 1989 specializing in Professional Liability Insurance for Lawyers (LPLI). She obtained the endorsement from the Indiana State Bar Association in 2001 and in approximately 2008 they started cross-selling commercial business for Law firms. They found Law Firm specific endorsements for the BOP and found that other agents really were not paying attention to this part of the portfolio. This allowed for the agency to become proficient in rounding out the P&C portfolio for law firms to include Fiduciary coverage, Crime coverage, and Cyber coverage. Ritman & Associates has always written other lines of E&O/Professional Liability but has mainly focused on Lawyers.